The Analyst

Job Description

The role: The Analyst, Underwriting is responsible for supporting the review and approval of residential mortgage and real estate applications in a timely and effective manner. The role follows detailed instructions and documented procedures to negotiate, approve, recommend, or decline residential secured and unsecured mortgages and real estate applications within established guidelines and authorized lending limits. The Analyst, Underwriting uses judgement regarding priorities and approaches to review credit information by gathering and critically assessing property-specific third party due diligence reports and negotiating terms for marginal applications. The role provides specialized advice and guidance on company policy, procedures, and security value estimates, resolving basic problems within the scope of their job.

Top Skills/Experience:
📌3-4 years of experience in Retail Mortgage Underwriting
📌 RESL specific underwriting (real-estate secured lending)
📌 experience in reviewing and evaluating documents (income, down-payment, offers, etc.)
📌Experience in exceptions rational
📌Good understanding of risk mitigation